Tips for Handling Insurance Companies After an Accident


You’re injured in an accident and need to begin pursuing compensation for your damages. After you seek medical attention, you will want to notify your insurance company of the accident. In Florida, the insurance company of the at-fault driver will be liable to compensate you for your damages.

 

However, remember that insurance companies are businesses and will look for any way they can to deny paying you. Here are some tips to ensure that the insurance company handling your claim does not take advantage of you or your rights to compensation.

Collect Your Own Evidence

The insurance company investigating your claim will be launching a very detailed investigation into your accident. Most of the time, they will do this in order to show that their policyholder (the other driver) was not at fault in the accident.

 

Don’t rely on their evidence to tell your story. You should collect your own evidence to show your side of what happened. Key pieces of evidence that will prove your case include:

 
  • Police records

  • Witness statements

  • Photos of the accident

  • Medical records

 

In addition, you may also be entitled to compensation for non-economic damages, such as pain and suffering, loss of enjoyment of life, or permanent disability. You will need evidence to prove these damages as well. It’s helpful to keep a post-accident journal of how your life is impacted on a daily basis; this can be used as evidence to prove your non-economic damages in court.

Do Not Make Friends With the Insurance Adjuster

The insurance adjuster assigned to your case will most likely act toward you with a friendly demeanor. However, this is a tactic used in order to gain your trust. They may ask you to provide information or evidence in order to help your case. In reality, you could be giving away information to actually hurt your chances at receiving compensation.

 

There are some things you should refrain from telling the insurance adjuster.

Hire an Experienced Attorney As Soon as Possible

Insurance adjusters investigate claims every day. Most are experienced at their jobs and good at what they do. You need a legal advocate on your side who is equally as skilled at their job too. This legal advocate should be prepared to stand in your corner, look at the evidence of your case, and help you determine whether you deserve more compensation from the insurance company.

 

Some injury victims do not believe they can afford the legal representation they need. Most personal injury attorneys, including the ones at Weinstein & Scharf, work on a contingency fee basis, which means that our clients don’t pay any legal fees unless we help win them compensation.

Contact Our Coral Springs Personal Injury Attorneys

The personal injury attorneys at Weinstein & Scharf are dedicated to helping injury victims in Florida pursue the maximum compensation they are entitled to. If you’re injured in an accident and need legal representation, we will fight on your behalf to make sure that the insurance company does not take advantage of your rights.

 

Contact our firm at (954) 482-4534 to schedule your FREE consultation.

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